*{margin:0;padding:0;box-sizing:border-box}:root{--primary: #2563eb;--primary-dark: #1d4ed8;--primary-light: #3b82f6;--secondary: #64748b;--accent: #f59e0b;--success: #10b981;--warning: #f59e0b;--error: #ef4444;--white: #ffffff;--gray-50: #f8fafc;--gray-100: #f1f5f9;--gray-200: #e2e8f0;--gray-300: #cbd5e1;--gray-400: #94a3b8;--gray-500: #64748b;--gray-600: #475569;--gray-700: #334155;--gray-800: #1e293b;--gray-900: #0f172a;--navy-blue: #000080;--gradient-primary: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);--gradient-secondary: linear-gradient(135deg, #64748b 0%, #475569 100%);--gradient-accent: linear-gradient(135deg, #f59e0b 0%, #d97706 100%);--gradient-success: linear-gradient(135deg, #10b981 0%, #059669 100%);--gradient-hero: linear-gradient(135deg, #1e293b 0%, #334155 100%);--font-family-display: "Montserrat", Arial, Helvetica, sans-serif;--font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-size-xs: .75rem;--font-size-sm: .875rem;--font-size-base: 1rem;--font-size-lg: 1.125rem;--font-size-xl: 1.25rem;--font-size-2xl: 1.5rem;--font-size-3xl: 1.875rem;--font-size-4xl: clamp(1.75rem, 1.1vw + 1.5rem, 2.25rem);--font-size-5xl: clamp(2.25rem, 1.4vw + 2rem, 3rem);--font-size-6xl: clamp(3rem, 2vw + 2.5rem, 3.75rem);--spacing-1: .25rem;--spacing-2: .5rem;--spacing-3: .75rem;--spacing-4: 1rem;--spacing-5: 1.25rem;--spacing-6: 1.5rem;--spacing-8: 2rem;--spacing-10: 2.5rem;--spacing-12: 3rem;--spacing-16: 4rem;--spacing-20: 5rem;--spacing-24: 6rem;--shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -2px rgba(0, 0, 0, .1);--shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -4px rgba(0, 0, 0, .1);--shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, .1), 0 8px 10px -6px rgba(0, 0, 0, .1);--shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, .25);--border-radius-sm: .375rem;--border-radius-md: .5rem;--border-radius-lg: .75rem;--border-radius-xl: 1rem;--border-radius-2xl: 1.5rem;--border-radius-full: 9999px;--transition-fast: .15s cubic-bezier(.4, 0, .2, 1);--transition-normal: .3s cubic-bezier(.4, 0, .2, 1);--transition-slow: .5s cubic-bezier(.4, 0, .2, 1)}body{font-family:var(--font-family);line-height:1.6;color:var(--gray-800);background-color:var(--white);font-weight:400}.container{max-width:1200px;margin:0 auto;padding:0 var(--spacing-4)}.section-header{text-align:center;margin-bottom:var(--spacing-16)}.section-title{font-size:var(--font-size-4xl);font-weight:700;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-bottom:var(--spacing-4);line-height:1.2;font-family:var(--font-family-display);color:var(--gray-800);background:none;-webkit-background-clip:initial;-webkit-text-fill-color:initial;background-clip:initial}.section-subtitle{font-size:var(--font-size-lg);color:var(--gray-600);max-width:600px;margin:0 auto;line-height:1.6;font-family:var(--font-family)}.highlight{background:var(--gradient-accent);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-weight:600}.btn{display:inline-flex;align-items:center;justify-content:center;padding:var(--spacing-3) var(--spacing-6);font-size:var(--font-size-base);font-weight:600;text-decoration:none;border:none;border-radius:var(--border-radius-lg);cursor:pointer;transition:all var(--transition-normal);white-space:nowrap;position:relative;overflow:hidden;font-family:var(--font-family-display)}.btn:before{content:"";position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.2),transparent);transition:left .5s}.btn:hover:before{left:100%}.btn-primary{background:var(--gradient-primary);color:var(--white);box-shadow:var(--shadow-md)}.btn-primary:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.btn-secondary{background:transparent;color:var(--primary);border:2px solid var(--primary);position:relative}.btn-secondary:hover{background:var(--primary);color:var(--white);transform:translateY(-2px)}.btn-whatsapp{background:var(--gradient-success);color:var(--white);box-shadow:var(--shadow-md)}.btn-whatsapp:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.btn-large{padding:var(--spacing-4) var(--spacing-8);font-size:var(--font-size-lg)}.header{position:static;top:0;left:0;right:0;z-index:1000;background:var(--navy-blue);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:var(--shadow-sm);transition:all var(--transition-normal);will-change:auto}.header.scrolled{background:var(--navy-blue);box-shadow:var(--shadow-lg)}.nav{padding:var(--spacing-4) 0}.nav-container{max-width:1200px;margin:0 auto;padding:0 var(--spacing-4);display:flex;align-items:center;justify-content:space-between}.nav-logo{display:flex;align-items:center;gap:var(--spacing-3)}.logo-img{width:190px;height:55px;border-radius:var(--border-radius-md);margin-left:-20px}.logo-text{display:none;font-size:var(--font-size-xl);font-weight:700;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-family:var(--font-family-display);color:var(--gray-800);background:none;-webkit-background-clip:initial;-webkit-text-fill-color:initial;background-clip:initial}.nav-menu{display:flex;list-style:none;gap:var(--spacing-8)}.nav-link{color:var(--white);text-decoration:none;font-weight:500;transition:all var(--transition-fast);position:relative}.nav-link:after{content:"";position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--gradient-primary);transition:width var(--transition-normal)}.nav-link:hover:after{width:100%}.nav-link:hover{color:var(--accent)}.nav-cta{display:flex;gap:var(--spacing-3)}.mobile-menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:var(--spacing-2)}.mobile-menu-toggle span{display:block;width:25px;height:3px;background:var(--white);margin:5px 0;transition:all var(--transition-normal)}.hero{padding:var(--spacing-24) 0 var(--spacing-20);background:var(--gradient-hero);color:var(--white);position:relative;overflow:hidden;background-attachment:fixed;background-size:cover;background-position:center}.hero:before{content:"";position:absolute;inset:0;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grain" width="100" height="100" patternUnits="userSpaceOnUse"><circle cx="50" cy="50" r="1" fill="rgba(255,255,255,0.1)"/></pattern></defs><rect width="100" height="100" fill="url(%23grain)"/></svg>');opacity:.1;pointer-events:none}.hero-container{max-width:1200px;margin:0 auto;padding:0 var(--spacing-4);display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-16);align-items:center;position:relative;z-index:1}.hero-title{font-size:var(--font-size-5xl);font-weight:700;line-height:1.1;margin-bottom:var(--spacing-6);color:var(--white);font-family:var(--font-family-display)}.hero-description{font-size:var(--font-size-lg);color:var(--gray-200);margin-bottom:var(--spacing-8);line-height:1.6}.hero-features{display:flex;gap:var(--spacing-6);margin-bottom:var(--spacing-8)}.feature-item{display:flex;align-items:center;gap:var(--spacing-2);color:var(--gray-200);font-weight:500}.feature-icon{width:24px;height:24px;filter:brightness(0) invert(1)}.hero-cta{display:flex;gap:var(--spacing-4);flex-wrap:wrap}.hero-image{position:relative}.hero-img{width:100%;height:auto;border-radius:var(--border-radius-2xl);box-shadow:var(--shadow-2xl)}.about{padding:var(--spacing-20) 0;background:linear-gradient(135deg,var(--gray-50) 60%,var(--primary-light) 100%)}.about-content{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-16);align-items:center}.about-text h3{font-size:var(--font-size-3xl);font-weight:700;color:var(--gray-900);margin-bottom:var(--spacing-6)}.about-text p{font-size:var(--font-size-lg);color:var(--gray-600);margin-bottom:var(--spacing-6);line-height:1.7}.about-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--spacing-8);margin-top:var(--spacing-8)}.stat-item{text-align:center;padding:var(--spacing-6);background:var(--white);border-radius:var(--border-radius-xl);box-shadow:var(--shadow-md);transition:transform var(--transition-normal)}.stat-item:hover{transform:translateY(-4px)}.stat-number{display:block;font-size:var(--font-size-4xl);font-weight:700;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;margin-bottom:var(--spacing-2)}.stat-label{font-size:var(--font-size-sm);color:var(--gray-600);font-weight:500}.about-img{width:100%;height:auto;border-radius:var(--border-radius-2xl);box-shadow:var(--shadow-xl)}.services{padding:var(--spacing-20) 0;background:linear-gradient(135deg,var(--white) 70%,var(--accent) 100%)}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:var(--spacing-8)}.service-card{background:#ffffffb3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1.5px solid rgba(200,200,255,.15);box-shadow:0 8px 32px #2563eb1a;padding:var(--spacing-8);border-radius:var(--border-radius-2xl);transition:all var(--transition-normal);position:relative;overflow:hidden}.service-card:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--gradient-primary)}.service-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-2xl)}.service-icon{width:60px;height:60px;background:var(--gradient-primary);border-radius:var(--border-radius-xl);display:flex;align-items:center;justify-content:center;margin-bottom:var(--spacing-6)}.service-icon img{width:32px;height:32px;filter:brightness(0) invert(1)}.service-card h3{font-size:var(--font-size-xl);font-weight:700;color:var(--gray-900);margin-bottom:var(--spacing-4)}.service-card p{color:var(--gray-600);line-height:1.6;margin-bottom:var(--spacing-6)}.service-features{list-style:none}.service-features li{color:var(--gray-700);margin-bottom:var(--spacing-2);padding-left:var(--spacing-4);position:relative}.service-features li:before{content:"✓";position:absolute;left:0;color:var(--success);font-weight:700}.loan-comparator{padding:var(--spacing-20) 0;background:var(--gray-50)}.comparator-container{overflow-x:auto}.comparison-table{display:block;min-width:720px;background:var(--white);border-radius:var(--border-radius-xl);box-shadow:var(--shadow-md);border:1px solid var(--gray-200)}.comparison-header,.comparison-row{display:grid;grid-template-columns:repeat(4,1fr)}.comparison-item{padding:1rem 1.25rem;color:var(--gray-800);background:var(--white);border-bottom:1px solid var(--gray-200)}.comparison-header .comparison-item{background:#f8fafc;font-weight:600;color:#1e293b}.comparison-item.feature{font-weight:600;color:#1e293b}.comparison-header .comparison-item:not(:last-child),.comparison-row .comparison-item:not(:last-child){border-right:1px solid var(--gray-200)}@media (max-width: 768px){.comparison-table{min-width:640px}}.openbanking{padding:var(--spacing-16) 0;background:var(--gradient-primary);color:var(--white)}.openbanking-content{max-width:1200px;margin:0 auto;padding:0 var(--spacing-4);text-align:center}.openbanking-text h3{font-size:var(--font-size-3xl);font-weight:700;margin-bottom:var(--spacing-4)}.openbanking-text p{font-size:var(--font-size-lg);margin-bottom:var(--spacing-8);opacity:.9}.openbanking-steps{display:flex;justify-content:center;align-items:center;gap:var(--spacing-8);flex-wrap:wrap}.step{text-align:center;flex:1;min-width:120px}.step-number{display:inline-block;width:60px;height:60px;background:var(--white);color:var(--primary);border-radius:var(--border-radius-full);display:flex;align-items:center;justify-content:center;font-size:var(--font-size-xl);font-weight:700;margin-bottom:var(--spacing-4)}.step-text{font-size:var(--font-size-lg);font-weight:600;margin-bottom:var(--spacing-2)}.step-desc{font-size:var(--font-size-sm);opacity:.8}.step-arrow{font-size:var(--font-size-2xl);color:var(--white);opacity:.7}.simulation{padding:var(--spacing-20) 0;background:linear-gradient(135deg,var(--gray-50) 80%,var(--success) 100%)}.simulation-container{max-width:800px;margin:0 auto}.simulation-form{background:#ffffffb3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1.5px solid rgba(200,200,255,.15);box-shadow:0 8px 32px #2563eb1a;padding:var(--spacing-8);border-radius:var(--border-radius-2xl);margin-bottom:var(--spacing-8)}.form-group{margin-bottom:var(--spacing-6)}.form-group label{display:block;font-weight:600;color:var(--gray-700);margin-bottom:var(--spacing-2)}.form-group input,.form-group select{width:100%;padding:var(--spacing-4);border:2px solid var(--gray-200);border-radius:var(--border-radius-lg);font-size:var(--font-size-base);transition:all var(--transition-normal);background:var(--white)}.form-group input:focus,.form-group select:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #2563eb1a}.simulation-result{background:#ffffffb3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1.5px solid rgba(200,200,255,.15);box-shadow:0 8px 32px #2563eb1a;padding:var(--spacing-8);border-radius:var(--border-radius-2xl);margin-top:var(--spacing-8)}.simulation-result h3{font-size:var(--font-size-2xl);font-weight:700;color:var(--gray-900);margin-bottom:var(--spacing-6);text-align:center}.result-item{display:flex;justify-content:space-between;align-items:center;padding:var(--spacing-4) 0;border-bottom:1px solid var(--gray-200)}.result-item:last-of-type{border-bottom:none}.result-label{font-weight:600;color:var(--gray-700)}.result-value{font-weight:700;color:var(--primary);font-size:var(--font-size-lg)}.result-actions{display:flex;gap:var(--spacing-4);margin-top:var(--spacing-6);flex-wrap:wrap}.testimonials{padding:var(--spacing-20) 0;background:linear-gradient(135deg,var(--white) 80%,var(--primary-light) 100%)}.testimonials-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-8)}.testimonial-card{background:#ffffffb3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1.5px solid rgba(200,200,255,.15);box-shadow:0 8px 32px #2563eb1a;padding:var(--spacing-8);border-radius:var(--border-radius-2xl);transition:transform var(--transition-normal);min-width:320px;scroll-snap-align:start}.testimonial-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl)}.testimonial-content{margin-bottom:var(--spacing-6)}.stars{color:var(--accent);font-size:var(--font-size-lg);margin-bottom:var(--spacing-4)}.testimonial-content p{color:var(--gray-900);line-height:1.6;font-style:italic}.testimonial-author{display:flex;align-items:center;gap:var(--spacing-4)}.author-avatar{width:50px;height:50px;border-radius:var(--border-radius-full);overflow:hidden}.author-avatar img{width:100%;height:100%;object-fit:cover}.author-info h4{font-weight:600;color:var(--gray-900);margin-bottom:var(--spacing-1)}.author-info span{color:var(--gray-800);font-size:var(--font-size-sm)}.testimonials-carousel{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:var(--spacing-8);padding-bottom:24px}.carousel-dots{display:flex;justify-content:center;gap:8px;margin-top:12px}.carousel-dot{width:10px;height:10px;border-radius:50%;background:var(--gray-300);transition:background .3s;cursor:pointer}.carousel-dot.active{background:var(--primary)}.contact{padding:var(--spacing-20) 0;background:var(--gray-50)}.contact-container{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-16)}.contact-info h3{font-size:var(--font-size-2xl);font-weight:700;color:var(--gray-900);margin-bottom:var(--spacing-6)}.contact-item{margin-bottom:var(--spacing-6)}.contact-item strong{color:var(--gray-900);font-weight:600}.contact-item p{color:var(--gray-600);margin-top:var(--spacing-2)}.contact-form-container{background:#ffffffb3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1.5px solid rgba(200,200,255,.15);box-shadow:0 8px 32px #2563eb1a;padding:var(--spacing-8);border-radius:var(--border-radius-2xl)}.map-container{margin-top:var(--spacing-12)}.map-container iframe{border-radius:var(--border-radius-xl);box-shadow:var(--shadow-lg)}.footer{background:linear-gradient(135deg,var(--gray-900) 80%,var(--primary-dark) 100%);color:var(--white);padding:var(--spacing-16) 0 var(--spacing-8)}.footer-content{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-12);margin-bottom:var(--spacing-12)}.footer-section h4{font-size:var(--font-size-lg);font-weight:600;margin-bottom:var(--spacing-4);color:var(--white)}.footer-section ul{list-style:none}.footer-section ul li{margin-bottom:var(--spacing-2)}.footer-section ul li a{color:var(--gray-300);text-decoration:none;transition:color var(--transition-fast);animation:bounceIn 2s infinite alternate}@keyframes bounceIn{0%{transform:translateY(0)}to{transform:translateY(-6px) scale(1.08)}}.footer-logo{display:flex;align-items:center;gap:var(--spacing-3);margin-bottom:var(--spacing-4)}.social-links{display:flex;gap:var(--spacing-4);margin-top:var(--spacing-4)}.social-links a{width:40px;height:40px;background:var(--gray-800);border-radius:var(--border-radius-full);display:flex;align-items:center;justify-content:center;transition:all var(--transition-normal);animation:bounceIn 2s infinite alternate}.social-links a:hover{background:var(--primary);transform:translateY(-2px)}.footer-bottom{border-top:1px solid var(--gray-800);padding-top:var(--spacing-8);text-align:center}.footer-bottom p{color:var(--gray-400);font-size:var(--font-size-sm)}@media (max-width: 1024px){.hero-container,.about-content{grid-template-columns:1fr;text-align:center}.contact-container{grid-template-columns:1fr}.openbanking-content{text-align:center}.openbanking-steps{flex-direction:column;gap:var(--spacing-6)}}@media (max-width: 768px){.nav-menu,.nav-cta{display:none}.mobile-menu-toggle{display:block}.hero-title{font-size:var(--font-size-4xl)}.section-title{font-size:var(--font-size-3xl)}.hero-features{flex-direction:column;gap:var(--spacing-4)}.hero-cta{flex-direction:column}.about-stats,.services-grid,.testimonials-grid{grid-template-columns:1fr}.result-actions,.openbanking-steps{flex-direction:column}.step-arrow{transform:rotate(90deg)}}@media (max-width: 480px){.container{padding:0 var(--spacing-3)}.hero{padding:var(--spacing-16) 0 var(--spacing-12)}.section-title{font-size:var(--font-size-2xl)}.hero-title{font-size:var(--font-size-3xl)}.btn{width:100%;justify-content:center}.nav-cta .btn{display:none}}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.hero-content,.about-text,.service-card,.testimonial-card{animation:fadeInUp .6s ease-out}img[loading=lazy]{opacity:0;transition:opacity var(--transition-normal)}img{max-width:100%;height:auto}.loading{position:relative;overflow:hidden}input,select,textarea,.form-control,.form-input{border-color:var(--gray-300)!important;background-color:var(--white)!important}input:invalid,select:invalid,textarea:invalid,input.error,select.error,textarea.error{border-color:var(--gray-300)!important;background-color:var(--white)!important;box-shadow:none!important;background-image:none!important}input:focus:invalid,select:focus:invalid,textarea:focus:invalid{box-shadow:0 0 0 2px #2563eb33!important;border-color:var(--primary)!important}.error-message{display:none!important}.error-message{color:var(--error);font-size:var(--font-size-sm);margin-top:var(--spacing-1);display:none}.form-group input.error,.form-group select.error{border-color:var(--error);box-shadow:0 0 0 3px #ef44441a}.form-group input.success,.form-group select.success{border-color:var(--success);box-shadow:0 0 0 3px #10b9811a}.form-group.focused label{color:var(--primary);transform:translateY(-2px);transition:all var(--transition-normal)}.form-group input:focus,.form-group select:focus{border-color:var(--primary);box-shadow:0 0 0 3px #2563eb1a;transform:translateY(-1px)}.form-group input.has-value,.form-group select.has-value{border-color:var(--success);background-color:#10b9810d}.loading{position:relative;overflow:hidden;pointer-events:none}.loading:after{content:"";position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.4),transparent);animation:loading 1.5s infinite}@keyframes loading{0%{left:-100%}to{left:100%}}@keyframes spin{to{transform:rotate(360deg)}}.fade-in{animation:fadeIn .6s ease-out}.slide-in-up{animation:slideInUp .6s ease-out}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.btn:hover{transform:translateY(-2px) scale(1.02);box-shadow:var(--shadow-lg)}.service-card:hover{transform:translateY(-8px) scale(1.02);box-shadow:var(--shadow-2xl)}.testimonial-card:hover{transform:translateY(-4px) scale(1.01);box-shadow:var(--shadow-xl)}.stat-item:hover{transform:translateY(-4px) scale(1.05);box-shadow:var(--shadow-lg)}.nav-link:hover{color:var(--primary);transform:translateY(-1px)}img{transition:opacity var(--transition-normal)}img[loading=lazy]{opacity:0}img[loading=lazy].loaded{opacity:1}*{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}html{scroll-behavior:smooth}.btn:focus,.nav-link:focus,.form-group input:focus,.form-group select:focus{outline:2px solid var(--primary);outline-offset:2px}.form-group.error input,.form-group.error select{border-color:var(--error);box-shadow:0 0 0 3px #ef44441a}.form-group.error .error-message{display:block;animation:fadeIn .3s ease-out}.form-group.valid input,.form-group.valid select{border-color:var(--success);box-shadow:0 0 0 3px #10b9811a}.transition-all{transition:all var(--transition-normal)}.transition-transform{transition:transform var(--transition-normal)}.transition-opacity{transition:opacity var(--transition-normal)}@media (max-width: 768px){.btn:hover,.service-card:hover,.testimonial-card:hover,.stat-item:hover{transform:none}}.form-submitting{opacity:.7;pointer-events:none}.form-submitting:after{content:"";position:absolute;top:50%;left:50%;width:20px;height:20px;margin:-10px 0 0 -10px;border:2px solid var(--gray-300);border-top:2px solid var(--primary);border-radius:50%;animation:spin 1s linear infinite}.text-gradient{background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.text-gradient-accent{background:var(--gradient-accent);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.glass{background:#ffffff1a;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.2)}.shadow-glow{box-shadow:0 0 20px #2563eb4d}.shadow-glow:hover{box-shadow:0 0 30px #2563eb80}.card-hover{transition:all var(--transition-normal)}.card-hover:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl)}.btn-pulse{position:relative;overflow:hidden;animation:pulse 1.5s infinite}@keyframes pulse{0%{box-shadow:0 0 #2563eb4d}70%{box-shadow:0 0 0 12px #2563eb00}to{box-shadow:0 0 #2563eb00}}.btn:active:after{content:"";position:absolute;left:50%;top:50%;width:0;height:0;background:#ffffff4d;border-radius:50%;transform:translate(-50%,-50%);animation:ripple .5s linear;pointer-events:none}@keyframes ripple{to{width:200px;height:200px;opacity:0}}.form-floating{position:relative}.form-floating input,.form-floating select{padding-top:1.5rem;padding-bottom:.5rem}.form-floating label{position:absolute;top:.75rem;left:.75rem;transition:all var(--transition-normal);pointer-events:none;color:var(--gray-500)}.form-floating input:focus+label,.form-floating input:not(:placeholder-shown)+label,.form-floating select:focus+label,.form-floating select:not([value=""])+label{top:.25rem;font-size:.75rem;color:var(--primary)}.nav-link.active{color:var(--primary);font-weight:600}.nav-link.active:after{width:100%}.success-animation{animation:successPulse .6s ease-out}@keyframes successPulse{0%{transform:scale(1)}50%{transform:scale(1.05)}to{transform:scale(1)}}*:focus{outline:2px solid var(--primary);outline-offset:2px}.skip-link{position:absolute;top:-40px;left:6px;background:var(--primary);color:var(--white);padding:8px;text-decoration:none;border-radius:var(--border-radius-md);z-index:1001}@media (prefers-color-scheme: dark){:root{--white: #0f172a;--gray-50: #1e293b;--gray-100: #334155;--gray-200: #475569;--gray-300: #64748b;--gray-400: #94a3b8;--gray-500: #cbd5e1;--gray-600: #e2e8f0;--gray-700: #f1f5f9;--gray-800: #f8fafc;--gray-900: #ffffff}}@media print{.header,.footer,.btn,.nav{display:none!important}.container{max-width:none;padding:0}.section{page-break-inside:avoid}}.advanced-calculator{background:var(--color-white);padding:80px 0;border-top:1px solid #e5e7eb}.calculator-tabs{display:flex;justify-content:center;margin-bottom:40px;border-bottom:2px solid #e5e7eb}.tab-btn{background:none;border:none;padding:15px 30px;font-size:16px;font-weight:500;color:#6b7280;cursor:pointer;border-bottom:3px solid transparent;transition:all .3s ease}.tab-btn.active{color:var(--color-primary);border-bottom-color:var(--color-primary)}.tab-btn:hover{color:var(--color-primary)}.tab-content{display:none;animation:fadeIn .3s ease}.tab-content.active{display:block}.amortization-controls{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-bottom:30px;padding:30px;background:#f8fafc;border-radius:12px}.amortization-controls .btn{grid-column:1 / -1;justify-self:center;max-width:200px}.amortization-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-bottom:30px}.summary-item{background:var(--color-primary);color:#fff;padding:20px;border-radius:8px;text-align:center}.summary-label{display:block;font-size:14px;opacity:.9;margin-bottom:5px}.summary-value{display:block;font-size:24px;font-weight:700}.amortization-table-container{overflow-x:auto;border-radius:8px;box-shadow:0 4px 6px #0000001a}.amortization-table{width:100%;border-collapse:collapse;background:#fff}.amortization-table th{background:var(--color-primary);color:#fff;padding:15px;text-align:left;font-weight:600}.amortization-table td{padding:12px 15px;border-bottom:1px solid #e5e7eb}.amortization-table tr:nth-child(2n){background:#f8fafc}.amortization-table tr:hover{background:#e0f2fe}.portability-form h3{color:var(--color-primary);margin-bottom:20px;padding-bottom:10px;border-bottom:2px solid var(--color-secondary)}.form-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-bottom:30px}.comparison-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px;margin-top:30px}.comparison-card{padding:25px;border-radius:12px;text-align:center;box-shadow:0 4px 6px #0000001a}.comparison-card.current{background:#fee2e2;border:2px solid #fca5a5}.comparison-card.new{background:#dcfce7;border:2px solid #86efac}.comparison-card.savings{background:var(--color-secondary);color:#fff;border:2px solid var(--color-primary)}.comparison-card h4{margin-bottom:15px;font-size:18px}.card-item{display:flex;justify-content:space-between;margin-bottom:10px;padding:8px 0;border-bottom:1px solid rgba(0,0,0,.1)}.card-item:last-child{border-bottom:none}.scenarios-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:30px;margin-bottom:30px}.scenario-card{background:#f8fafc;padding:25px;border-radius:12px;border:2px solid #e5e7eb}.scenario-card h4{color:var(--color-primary);margin-bottom:20px;text-align:center}.scenarios-comparison{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-top:20px}.scenario-result{background:#fff;padding:20px;border-radius:8px;text-align:center;border:2px solid #e5e7eb}.scenario-result.best{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}.chatbot-toggle{position:fixed;bottom:20px;right:20px;width:60px;height:60px;background:var(--color-primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:24px;cursor:pointer;box-shadow:0 4px 12px #00000026;transition:all .3s ease;z-index:1000}.chatbot-toggle:hover{transform:scale(1.1);box-shadow:0 6px 20px #0003}.chatbot-container{position:fixed;bottom:90px;right:20px;width:350px;height:500px;background:#fff;border-radius:12px;box-shadow:0 8px 30px #00000026;display:flex;flex-direction:column;transform:translateY(100%) scale(.8);opacity:0;transition:all .3s ease;z-index:1001}.chatbot-container.active{transform:translateY(0) scale(1);opacity:1}.chatbot-header{background:var(--color-primary);color:#fff;padding:15px 20px;border-radius:12px 12px 0 0;display:flex;justify-content:space-between;align-items:center}.chatbot-header h4{margin:0;font-size:16px}.chatbot-close{background:none;border:none;color:#fff;font-size:24px;cursor:pointer;padding:0;width:30px;height:30px;display:flex;align-items:center;justify-content:center;border-radius:50%;transition:background .3s ease}.chatbot-close:hover{background:#fff3}.chatbot-messages{flex:1;padding:20px;overflow-y:auto;display:flex;flex-direction:column;gap:15px}.bot-message,.user-message{padding:12px 16px;border-radius:18px;max-width:80%;word-wrap:break-word;line-height:1.4}.bot-message{background:#f1f5f9;color:#334155;align-self:flex-start;border-bottom-left-radius:4px}.user-message{background:var(--color-primary);color:#fff;align-self:flex-end;border-bottom-right-radius:4px}.quick-questions{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}.quick-btn{background:var(--color-secondary);color:#fff;border:none;padding:8px 12px;border-radius:16px;font-size:12px;cursor:pointer;transition:all .3s ease}.quick-btn:hover{background:var(--color-primary);transform:translateY(-1px)}.chatbot-input{padding:15px 20px;border-top:1px solid #e5e7eb;display:flex;gap:10px}.chatbot-input input{flex:1;padding:10px 15px;border:1px solid #e5e7eb;border-radius:20px;outline:none;font-size:14px}.chatbot-input input:focus{border-color:var(--color-primary)}.chatbot-input button{background:var(--color-primary);color:#fff;border:none;padding:10px 20px;border-radius:20px;cursor:pointer;font-size:14px;font-weight:500;transition:all .3s ease}.chatbot-input button:hover{background:var(--color-primary-dark)}.notification{position:fixed;top:20px;right:20px;background:var(--navy-blue);color:var(--white);padding:var(--spacing-4);border-radius:8px;box-shadow:var(--shadow-lg);max-width:300px;z-index:1000;transform:translate(100%);transition:transform .3s ease}.notification.success{background:#10b981}.notification.error{background:#ef4444}.whatsapp-widget{position:fixed;bottom:20px;right:20px;z-index:1000}.whatsapp-btn{background:#25d366;color:var(--white);border:none;border-radius:50%;width:60px;height:60px;font-size:var(--font-size-xl);cursor:pointer;box-shadow:var(--shadow-lg);transition:transform .3s ease;display:flex;align-items:center;justify-content:center}.whatsapp-btn:hover{transform:scale(1.1)}.whatsapp-tooltip{position:absolute;bottom:70px;right:0;background:var(--gray-800);color:var(--white);padding:var(--spacing-2) var(--spacing-3);border-radius:6px;font-size:var(--font-size-sm);white-space:nowrap;opacity:0;visibility:hidden;transition:opacity .3s ease,visibility .3s ease}.whatsapp-btn:hover .whatsapp-tooltip{opacity:1;visibility:visible}.blog-section{padding:var(--spacing-20) 0;background:var(--gray-50)}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-8);margin-top:var(--spacing-12)}.blog-card{background:var(--white);border-radius:12px;overflow:hidden;box-shadow:var(--shadow-md);transition:transform .3s ease,box-shadow .3s ease;will-change:transform;perspective:600px}.blog-card:hover{transform:rotateY(8deg) scale(1.04) translateY(-6px);box-shadow:0 12px 32px #2563eb2e;z-index:2}.blog-image{position:relative;height:200px;overflow:hidden}.blog-image img{width:100%;height:100%;object-fit:cover;transition:transform .3s ease}.blog-category{position:absolute;top:var(--spacing-3);left:var(--spacing-3);background:var(--navy-blue);color:var(--white);padding:var(--spacing-1) var(--spacing-3);border-radius:20px;font-size:var(--font-size-xs);font-weight:600;text-transform:uppercase;letter-spacing:.5px}.blog-content{padding:var(--spacing-6)}.blog-content h3{font-size:var(--font-size-xl);font-weight:600;color:var(--navy-blue);margin-bottom:var(--spacing-3);line-height:1.3}.blog-content p{color:var(--gray-600);line-height:1.6;margin-bottom:var(--spacing-4)}.blog-meta{display:flex;justify-content:space-between;align-items:center}.read-time{font-size:var(--font-size-sm);color:var(--gray-500)}.read-more-btn{background:var(--light-blue);color:var(--white);border:none;padding:var(--spacing-2) var(--spacing-4);border-radius:6px;font-size:var(--font-size-sm);font-weight:600;cursor:pointer;transition:background-color .3s ease}.read-more-btn:hover{background:var(--navy-blue)}.portability-calculator{background:var(--white);border-radius:12px;padding:var(--spacing-8);box-shadow:var(--shadow-lg);margin:var(--spacing-8) 0}.portability-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-4);margin-bottom:var(--spacing-6)}.portability-result{background:var(--gray-50);border-radius:8px;padding:var(--spacing-6);margin-top:var(--spacing-6)}.economy-highlight{background:var(--success);color:var(--white);padding:var(--spacing-4);border-radius:8px;text-align:center;font-weight:600;font-size:var(--font-size-lg)}.video-testimonials{padding:var(--spacing-20) 0;background:var(--navy-blue);color:var(--white)}.video-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-8);margin-top:var(--spacing-12)}.video-card{background:#ffffff1a;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-radius:12px;overflow:hidden}.video-thumbnail{position:relative;height:200px;background:var(--gray-800);display:flex;align-items:center;justify-content:center;cursor:pointer}.play-button{width:60px;height:60px;background:var(--light-blue);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:var(--font-size-xl);color:var(--white);transition:transform .3s ease}.video-thumbnail:hover .play-button{transform:scale(1.1)}.video-info{padding:var(--spacing-4)}.video-info h4{font-size:var(--font-size-lg);margin-bottom:var(--spacing-2)}.lazy{opacity:0;transition:opacity .3s ease}.lazy.loaded{opacity:1}.preloader{position:fixed;top:0;left:0;width:100%;height:100%;background:var(--white);display:flex;align-items:center;justify-content:center;z-index:9999;transition:opacity .5s ease}.preloader.hidden{opacity:0;pointer-events:none}.spinner{width:50px;height:50px;border:4px solid var(--gray-200);border-top:4px solid var(--navy-blue);border-radius:50%;animation:spin 1s linear infinite}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}*:focus{outline:2px solid var(--light-blue);outline-offset:2px}.skip-link{position:absolute;top:-40px;left:6px;background:var(--navy-blue);color:var(--white);padding:8px;text-decoration:none;border-radius:4px;z-index:10000}.skip-link:focus{top:6px}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}#educacao-financeira,#educacao-financeira *,.blog-section,.blog-section *{outline:none!important;border:none!important;box-shadow:none!important}#educacao-financeira:focus,#educacao-financeira:focus-visible,.blog-section:focus,.blog-section:focus-visible{outline:none!important;box-shadow:none!important}@media (prefers-color-scheme: dark){:root{--white: #1a1a1a;--gray-50: #2a2a2a;--gray-100: #3a3a3a;--gray-800: #e0e0e0;--gray-900: #f0f0f0}}@media print{.header,.footer,.whatsapp-widget,.push-notification,.chatbot{display:none!important}.container{max-width:none!important;margin:0!important;padding:0!important}.section{page-break-inside:avoid}}.bancos-parceiros{padding:60px 0 40px;background:#e3f2fd}.bancos-parceiros .section-header{text-align:center;margin-bottom:32px}.bancos-carousel{width:100%;overflow:hidden;position:relative;padding:24px 0}.bancos-container{display:flex;gap:24px;animation:scrollBancos 10s linear infinite;padding-left:100%}@keyframes scrollBancos{0%{transform:translate(0)}to{transform:translate(-100%)}}.blog-section{padding:6rem 0;background-color:#f0f8ff;width:100%;min-height:100vh;display:flex!important;align-items:center;position:relative;z-index:1000;border:2px dashed #007bff}.blog-section:before{content:"SEÇÃO DE EDUCAÇÃO FINANCEIRA";position:absolute;top:1rem;left:50%;transform:translate(-50%);background:#007bff;color:#fff;padding:.5rem 1rem;border-radius:4px;font-size:.875rem;font-weight:700;z-index:1001}.blog-section .section-header{text-align:center;margin-bottom:3rem;padding:0 1rem}.blog-section .section-title{font-size:2.5rem;color:var(--gray-900);margin-bottom:1rem;background:var(--gradient-primary);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-weight:700}.blog-section .section-subtitle{font-size:1.25rem;color:var(--gray-600);max-width:600px;margin:0 auto;line-height:1.6}.blog-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:2rem;padding:0 1rem;max-width:1200px;margin:0 auto;width:100%;opacity:1;visibility:visible}.blog-card{background:#fff;border-radius:var(--border-radius-lg);overflow:hidden;box-shadow:0 4px 6px #0000001a;transition:all .3s ease;display:flex;flex-direction:column;height:100%;position:relative;border:1px solid #eee;transform:translateZ(0);backface-visibility:hidden;perspective:1000px}.blog-card:hover{transform:translateY(-5px);box-shadow:0 10px 25px #00000026}.blog-content h3{font-size:1.25rem;color:var(--gray-900);margin-bottom:.75rem;line-height:1.4;font-weight:600}.blog-content p{color:var(--gray-600);margin-bottom:1.25rem;flex-grow:1;font-size:.95rem;line-height:1.6}.blog-meta{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:1rem;border-top:1px solid #f0f0f0}.read-more-btn{background:transparent;color:var(--primary);border:none;font-weight:600;cursor:pointer;padding:.5rem 0;transition:color .2s ease;display:inline-flex;align-items:center;font-size:.9rem}.blog-image{position:relative;width:100%;height:200px;overflow:hidden;background-color:#f5f5f5;display:flex;align-items:center;justify-content:center;border-bottom:1px solid #eee}.blog-image img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease,opacity .3s ease;background-color:#f5f5f5;display:block;opacity:1!important;visibility:visible!important;position:relative;z-index:2}.blog-card:hover .blog-image img{transform:scale(1.05)}.blog-category{position:absolute;top:1rem;right:1rem;background:var(--primary);color:#fff;padding:.25rem .75rem;border-radius:var(--border-radius-full);font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.blog-content{padding:1.5rem;flex-grow:1;display:flex;flex-direction:column}.blog-content h3{font-size:1.25rem;color:var(--gray-900);margin-bottom:.75rem;line-height:1.4}.blog-content p{color:var(--gray-600);margin-bottom:1.25rem;flex-grow:1}.blog-meta{display:flex;justify-content:space-between;align-items:center;margin-top:auto}.read-time{display:flex;align-items:center;color:var(--gray-500);font-size:.875rem}.read-more-btn{background:transparent;color:var(--primary);border:none;font-weight:600;cursor:pointer;padding:.5rem 0;transition:color .2s ease;display:inline-flex;align-items:center}.read-more-btn:hover{color:var(--primary-dark)}.read-more-btn:after{content:"→";margin-left:.5rem;transition:transform .2s ease}.read-more-btn:hover:after{transform:translate(3px)}@media (max-width: 768px){.blog-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.blog-section .section-title{font-size:2rem}.blog-section .section-subtitle{font-size:1.1rem}}.bancos-container{display:flex;gap:24px;animation:scrollBancos 5s linear infinite;padding:0 50px;overflow:hidden;position:relative;width:100%;height:200px;align-items:center;justify-content:flex-start;min-width:3000px}.bancos-container:before{content:"";position:absolute;padding:18px 8px 10px;display:flex;flex-direction:column;align-items:center;transition:box-shadow .2s;min-height:120px}.banco-item:hover{box-shadow:0 4px 16px #0000001a}@media (max-width: 600px){.bancos-parceiros{padding:36px 0 20px}.bancos-grid{gap:18px 8px}.banco-item{min-height:90px;padding:10px 2px 6px}.banco-logo{width:120px;height:120px;background-color:transparent;border-radius:50%;border:none}.banco-item span{font-size:.92rem}}.form-group input.error,.form-group select.error,.form-group textarea.error{border-color:#ef4444!important;box-shadow:0 0 0 3px #ef44441a!important}.form-group input.success,.form-group select.success,.form-group textarea.success{border-color:#10b981!important;box-shadow:0 0 0 3px #10b9811a!important}.error-message{color:#ef4444;font-size:12px;margin-top:4px;display:block}.success-message{background:#10b981;color:#fff;padding:12px 16px;border-radius:8px;margin-bottom:16px;font-weight:500}.service-card>ul{margin-left:20px}#lead-feedback{display:none;margin-top:16px}#simulationResult{display:none}.map-container iframe{border:0}.map-actions{text-align:center;margin-top:12px}.map-actions .btn{margin-top:8px}.comparison-header .comparison-item:first-child{color:#fff}.faq-item{margin-bottom:1.5rem;border:1px solid #e2e8f0;border-radius:.5rem;overflow:hidden;background:#fff;box-shadow:0 1px 3px #0000000d;transition:all .2s ease}.faq-item:hover{box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f}.faq-question{width:100%;padding:1.25rem 1.5rem;text-align:left;background:#f8fafc;border:none;font-weight:600;color:#1e293b;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:background-color .2s ease}.faq-question .faq-icon{display:none}.faq-question:hover{background-color:#f1f5f9}.faq-question:after{content:"+";font-size:1.25rem;color:#64748b;transition:transform .3s ease}.faq-question.active:after{content:"−"}.faq-answer{padding:0 1.5rem;max-height:0;overflow:hidden;transition:all .3s ease;background:#fff}.faq-answer.show,.faq-answer.active{padding:1.5rem;max-height:1000px;border-top:1px solid #e2e8f0}.faq-answer p:first-child{margin-top:0}.faq-answer p:last-child{margin-bottom:0}@media (max-width: 768px){.faq-question{padding:1rem 1.25rem;font-size:1rem}.faq-answer{padding:0 1.25rem}.faq-answer.show,.faq-answer.active{padding:1.25rem}}
/*$vite$:1*/